People often ask, “What’s the difference between an insurance AGENT and an insurance BROKER?”
The simple answer is that they are both agents.
An insurance agent who works for an insurance company is called a CAPTIVE AGENT. These agents can only sell policies offered by their employer.
A BROKER is an independent insurance agent who has the freedom to offer you a wide range of products offered by multiple insurers. Essentially, a broker is an agent who works for you.
If you have questions about Medicare or other life & health insurance products, click here to contact Linda Bell, a licensed independent insurance broker at Heart to Heart Insurance Agency, LLC.
Disclaimer: Heart to Heart Insurance Agency LLC is not connected with or endorsed by the United States Federal Government, Centers for Medicaid and Medicare Services, or the Department of Health and Human Services.