Category: Good to Know
Q: Will I save money if I buy a policy directly from an insurance company instead of going through an agent?
People often ask, “Will I save money if I buy a life or health insurance policy directly from an insurance company, rather than going through an insurance agent?” No. Your premium will be exactly the same. It does not cost you anything Read More…
Q: What’s the difference between an insurance AGENT and an insurance BROKER?
People often ask, “What’s the difference between an insurance AGENT and an insurance BROKER?” The simple answer is that they are both agents. An insurance agent who works for an insurance company is called a CAPTIVE AGENT. These agents can only sell Read More…
Q: Do I have to enroll in Medicare Part B when I turn 65?
Choosing whether or not to enroll in Medicare Part B when you first become eligible is an important decision. There are a number of issues you need to consider. For example, in many cases, if you don’t sign up for Part Read More…
3 ways to avoid a Medicare Part D Late Enrollment penalty
It’s never too late to get Medicare Prescription Drug Coverage (Part D), however the best time to get it when you first become eligible for Medicare. If at any time after your Initial Enrollment Period is over, there’s a period of Read More…