Life Insurance and More

Life_Ins_HCPWest

Planning ahead can make things much easier for your family.


Life & Final Expense Insurance: face amounts can be chosen to fit most people’s needs and budgets.

First Diagnosis Cancer: Cash payments are made directly to you. Individually issued to ages 18-79. There are several levels of coverage available. Why consider this plan? Family history of cancer. Co-pays with insurance plans. Protects family assets. Food and housing costs during treatment. We also have insurance plans that will cover those who have been diagnosed and treated for cancer in the past, and have been living cancer- free for a period of time.

Hospital Indemnity: This plan can help relieve the concerns of hospitalization co-pays often found with Medicare Advantage Plans. Benefits include, Inpatient Hospitalization, ambulance (air and ground), Emergency Room for accident and injuries, and physician visits (follow-up from hospital stay). Issue ages 18-85.

Short Term Care: The cost of Long Term Care is often expensive, and to many, not affordable. Short Term Care is dependable option that can be budget friendly. While policies vary by carrier, the following are examples of coverage provided in some Short Term Care policies:

• Nursing Facilities
• Assisted Living Facilities
• Hospice Care Facilities
• Home Health Care
• Adult Day Care
• Daily Benefit amount options ranging from $50-300 a day
• Policy may pay actual charges
• Individually issued to ages 18-84
• Simplified Underwriting
• Benefit Periods range from 100-360 days of coverage
• Elimination Periods range from0-90 days.


If you have any questions, please call a licensed, independent insurance agent at Heart to Heart Insurance Agency, LLC at 702-518-0552 or go to our contact page.